28th August 2022 Current Affairs

28th August 2022 Current Affairs

28th August 2022 Current Affairs

IMPORTANT CURRENT AFFAIRS KEY POINTS – DOWNLOAD PDF

28th August 2022 Current Affairs is provided below:

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1. Books & Authors:

  • “India’s Economy from Nehru to Modi: A Brief History”
  • Authored by Pulapre Balakrishnan

2. India’s first Earthquake Memorial:

  • Named “Smruti Van”
  • Placed at Bhuj, Gujarat.
  • Smruti Van is a unique memorial carrying the names of more than 12 thousand people who lost their lives in the devastating earthquake that struck Bhuj in January 2001.

3. SEBI Whole-time Member:

  • Professor Ananth Narayan Gopalakrishnan has been appointed a whole-time member of SEBI.
  • About SEBI:
  • Securities and Exchange Board of India
  • Founded on 12 April 1992
  • Q – Mumbai
  • Chairperson – Madhabi Puri Buch

4. 8th India International MSME Start-up Expo and Summit 2022:

  • Launched by Lieutenant Governor Manoj Sinha in New Delhi.
  • The Summit 2022 gives SMEs, startups, businesses, industries, and service providers a much-needed platform to discover new prospects, connect with buyers and sellers, and exchange information about federal, state, and local programmes, among other things.
  • In actuality, standardisation, connectivity, and productivity are the three key elements for the long-term expansion of MSMEs.
  • Vocal for Local, District Export Hubs, GeM portal, and market connectivity of domestic & global value chains are all the outcomes of the government’s efforts to guarantee that MSMEs contribute to realising the vision of Atma Nirbhar Bharat.

5. PM Jan Dhan Yojana completes 8 years :

  • It is a Financial inclusion program
  • Launched on 28th August 2014
  • In eight years it has touched the mark of 462.5 million account holders.
  • As of 10th August 2022, the deposits in these accounts are to be approximately 1.73 trillion.
  • Financial Inclusion stands for the delivery of appropriate financial services at an affordable cost, on a timely basis to vulnerable groups such as low-income groups and weaker sections who lack access to even the most basic banking services.

About PMJDY:

Objectives:

    • Ensure access to financial products & services at an affordable cost
    • Use of technology to lower cost & widen reach

Basic tenets of the scheme:

    • Banking the unbanked – Opening of basic savings bank deposit (BSBD) account with minimal paperwork, relaxed KYC, e-KYC, account opening in camp mode, zero balance & zero charges
    • Securing the unsecured – Issuance of Indigenous Debit cards for cash withdrawals & payments at merchant locations, with free accident insurance coverage of Rs. 2 lakh
    • Funding the unfunded – Other financial products like micro-insurance, overdraft for consumption, micro-pension & micro-credit.

The scheme was launched based upon the following 6 pillars:

    • Universal access to banking services.
    • Basic savings bank accounts with an overdraft facility of Rs. 10,000/- to every eligible adult.
    • Financial Literacy Programme– Promoting savings, use of ATMs, getting ready for credit, availing insurance and pensions, and using basic mobile phones for banking.
    • Creation of Credit Guarantee Fund – To provide banks with some guarantee against defaults.
    • Insurance – Accident cover up to Rs. 1,00,000 and life cover of 30,000 on an account opened between 15 Aug 2014 to 31 January 2015.
    • Pension scheme for the Unorganized sector.

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